When someone lies on an application about who they are, or what they do
with their property, or who might be driving their car (ex. teenage son
or daughter). This fraud is most often perpetrated to achieve a lower
premium, or to obtain coverage from an insurance company that would not
have provided the coverage if they applicant had been honest.
Born Again Vehicle:
The name given to an auto that has been stolen and given a new
identification or Vehicle Identification Number by use of a fraudulent
or counterfeit title. In some cases a genuine title is used for a Born
Again Vehicle, and that title came from an auto that was illegally
exported to another country.
When vehicle insurance fraud is involved, counterfeiting is the
forging, altering or copying of documents relating to the vehicle
ownership in order to commit insurance fraud.